Reg Cc Changes 2025 Schedule. Regulation CC Funds Availability Schedule The Federal Reserve Board and Consumer Financial Protection Bureau have issued amendments to adjust for inflation certain dollar amounts in Regulation CC, with an effective date of July 1, 2025 Regulation CC Subpart B contains the following availability schedule provisions
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In the text below, the adjusted dollar amount is inserted after the current dollar amount in [red-bracketed text]. The current COLA changes impact a number of dollar amounts incorporated into Subpart B of Regulation CC including: The minimum amount in § 229.10(c) (formerly known as the $100 rule) will be adjusted from $225 to $275;
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To help ensure that depository institutions have sufficient time to implement the adjustments, the compliance date for the new amounts is July 1, 2025 To help ensure that depository institutions have sufficient time to implement the adjustments, the compliance date for the new amounts is July 1, 2025 I reported in today's Bankers Online Daily Compliance Briefing that the Fed and the CFPB yesterday announced the inflation adjustments for dollar amounts in Regulation CC
Reg CC Change In Terms Notice Timing Requirements — Compliance Cohort. The Federal Reserve and Consumer Financial Protection Bureau today announced they had jointly adjusted for inflation dollar amounts relating to the availability of customer funds, with the adjustments taking effect July 1, 2025 When Regulation CC was updated back in 2019, one of the changes attached the dollar amounts to be made available to adjust every five years based on changes to the Consumer Price Index (CPI-W) similar to annual changes in Regulations M and Z, rounded to.
Reg Cc Hold Chart 2025 Val Aurelie. Media Contacts: CFPB: Michael Robinson - (202) 597-4022 As a reminder, a change in policy notification to consumer accounts will be required as a result of the changes made by the final rule